Initial Disclosure Document

 

Information about us, the service we can provide and how we earn commission

 

Project Kahn Limited, company registration number 0496046, registered address 240 Canal Road, Bradford, BD14SX, trading as Kahn Automobiles, is authorised and regulated by the Financial Conduct Authority. Project Kahn Limited is a credit broker, not a lender. The Financial Conduct Authority (FCA) is the independent regulator of financial services and consumer credit firms.

 

How we are paid

We can introduce you to a limited number of lenders that offer finance products, but we do not offer any advice or recommendations.

We do not charge you a fee for our services, but we receive commission from the lenders we introduce you to.

The commission we receive is either a fixed fee or a percentage of the amount you borrow.

The commission we receive varies depending on how you are introduced to us, which lender we place you with, and which finance product you choose.

The commission we receive and pay will not affect the amount of interest you pay under your credit agreement, when compared to customers in circumstances similar to you.

We will always introduce you to the lender that provides products for your needs, at the best interest rate suitable for your credit profile.

If you ask us, we will tell you the amount of commission we are paid for introducing you to the finance lender.

Authorisation for regulated activity Regulated consumer credit activities are regulated by the Financial Conduct Authority. Our Financial Conduct Authority firm reference number is 659619. You can check our authorisation on the Consumer Credit Register by visiting the Financial Conduct Authority’s website at http://www.fca.org.uk Confidentiality and Data Protection.

Project Kahn Limited, together with our partners will store your information. We may share this information with our group companies. Your information will only be disclosed to third parties in the normal course of arranging and administering any finance contract(s). We or they may contact you by post, telephone or email to let you know of products, services and special offers that may be of interest to you or we may ask you to participate in one of our customer satisfaction surveys.

You have the right to ask for a copy of your information held by us in our records. You also have the right to require us to correct any inaccuracies or errors in your information. If you have previously provided your consent for the processing of your personal data, but later change your mind, please contact us using the contact details above.

Credit Report Searches

If you proceed to use our services, you authorise us, and the lender(s) to which we submit your application to, to make all enquiries necessary to verify information to enable them to consider your application.

The lender(s) will make enquiries with Credit Reference Agencies to verify the information that you provide. It is important that you give us accurate information.

The lender(s) will check your details with fraud prevention agencies and if false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies.

Law enforcement agencies may access and use this information. Other organisations may also access and use this information to prevent fraud and money laundering.

We always aim to provide the best possible service, however if you have any cause for complaint, this can be raised by either email at kahn@kahndesign.com, in writing to the compliance department at 240 Canal Road, Bradford, BD14SX or by telephone on 01274749999. Should you remain dissatisfied you have the right to ask the Financial Ombudsman Service to review your case. You should write to the Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Alternatively, telephone 0800 023 4567